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> Pension Planning Advice

For our clients their pension or pensions are likely to be one of the most important investment vehicles they utilise in their lifetimes, unfortunately pensions can be notoriously complicated.

Our independent financial advisors provide pension planning advice to help our clients build a robust pension and retirement plan that will help them achieve their retirement goals and objectives.

We work with our clients to ensure sound and flexible planning, allowing it to be adjusted if circumstances and objectives change. Our pension planners look to build long-term, sustainable relationships with our clients. As an owner managed firm our clients can be confident that they will be able to work with the same pension planner over the long-term and that they will be able to build a personal relationship. Our firm is built on the strength of the personal relationships we develop with our clients and we often provide services to multiple generations of the same family.

> Financial Salary Pension Advice

Our pension planners all hold specialist pension transfer qualifications; either the Chartered Insurance Institute’s AF3 qualifications or the London Institute of Banking and Finance’s Award in Pension Transfers.  This means that they are able to provide advice pertaining to pension plans that have specific guarantees attached such as financial salary pension, and if it is in the best interests of a client, our advisors are qualified to provide advice relating to a final salary pension transfer.

In addition, our advisors are qualified to provide advice relating to defined contribution pension plans such as personal pensions and stakeholder pensions as well company pension plans such as group personal pensions.

> At-Retirement Options

Once a client has built up a pension plan and they reach the stage in their lives in which they wish to start taking income from it there are a large number of options. These often include purchasing an annuity or using an income drawdown facility.

Our pension planners work with our clients to help them select the at-retirement option which best suits their circumstances and objectives. For many clients this is one of the most important financial decisions they will make in their lives. Working with clients at this important time is an integral part of our pension planning service.

> Holistic Financial Planning

Pension planning advice - couple talkingWe believe in holistic financial planning and this means that we take all of our client’s circumstances and objectives into account when working with them to develop a pension and retirement plan. Our pension planners are extremely well qualified and experts in holistic financial planning. They all hold chartered status with either the Chartered Insurance Institute or the Chartered Institute for Securities and Investment and as such have demonstrated a commitment to providing clients with an extremely high level of service.

Pension Advice Case Study: click here »

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Pension Planning Bristol

We do not charge for initial meetings and we are happy to meet clients at their homes throughout the UK or at our office in Clifton, Bristol. If you would like to understand more about our pension planning services please do not hesitate to contact us.

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