Pension Advice
Pension Consolidation
David D (Bristol)
Most people will build up more than one pension fund over the course of their working life. Naturally some of these may be old and antiquated products with poor investments and unreasonable charges. UK pensions are subject to ever changing legislation and some pension providers are incapable of offering their existing customers the options that are now potentially available to them with different pension arrangements, under new laws.
Quite frequently, people come to us feeling that their approach to pension planning is fragmented because they have several different pensions plans, making planning for retirement complicated and challenging.
For many, a pension consolidation exercise is the first step in organising existing plans.
At Churchill Wealth Management, we frequently work with our clients to streamline their retirement planning and ensure that their arrangements give them the best chance of seeing their pension funds grow and benefit from current pension rules. We also look to ensure that administration is not a burden for our clients.
We work with the following:
Consolidate my pensions
If you would like to speak with us about potentially consolidating your pensions, please contact us on 0117 923 7652 or click here to use our contact form »
A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.